Often the biggest hurdle to buying a home can be saving the down payment. If you don't have all the cash in your account or a family member to help you out, here are some programs that may work for you.
Also, I have a link to a great booklet for new buyers published by Genworth Financial. It might be something you want to look over if you are looking to buy now, or down the road.
• Home Buyers' Plan (RRSP for down payment)
• Graduate Retention Program - First Home Plan
• Borrowed down payment - iSask has partnerships to put together well priced loans and lines of credit to be used toward down payment.
New Buyer Booklet
Just a reminder:
I have access to many banks, many non banks and all 3 mortgage insurers. In many cases it takes the right combination of lender and insurer to get the right approval.
I have access to the lowest interest rates in Canada. One stop.
I look forward to getting you properly prepared and pre approved so that you are ready to make an offer when the right home comes up.
Talk with you soon,