Your Path to Success Starts Here!
Let's get you on your home buying journey.
What's Next?
Everything You Need To KNow
Let's do this step by step
Home Buying Roadmap
Step 1: Kickstart Your Journey
Mortgage Pre-Approval with iSask
Embarking on your home-buying journey begins with a critical step: securing a mortgage pre-approval. Teaming up with iSask Mortgage Brokers for this stage not only clarifies your budget but also streamlines the entire process. It's about more than just numbers; it's understanding your financial canvas, from credit checks to income verification and down payment discussions.
Step 2: Your Home Quest Begins
Partnering With Test Realtor
Once we have your pre-approval ready, it's time to pair up with a real estate maestro. Your chosen agent is your guide, transforming your housing dreams into reality, at no cost to you. They're your advocate, paid by the seller, dedicated to pinpointing the perfect abode that ticks all your boxes.
You've done a great job finding Test Realtor! They're going to help you find your perfect home.
You've done a great job finding Test Realtor! They're going to help you find your perfect home.
Step 3: Discovering Gems
The Home Hunt
With a realtor by your side, dive into the search. They're your strategic partner in scheduling viewings, offering insights on properties, and ensuring you have all the details to make informed decisions. Whether it’s love at first sight or a journey to the one, your agent and iSask Mortgage Brokers are with you every step.
Step 4: Seal the Deal
Crafting and Negotiating Offers
Found your dream space? It's offer time. Lean on Test Realtor's expertise for a competitive bid based on market analyses and tailored conditions that safeguard your interests. From initial offer to negotiation dances, Test Realtor, supported by iSask's insights, navigates you through to a successful agreement.
Step 5: Crossing the T's
Mortgage Finalization
Offer accepted? Congratulations! Now, iSask Mortgage Brokers takes the reins, working closely with Test Realtor to finalize your mortgage details, ensuring a seamless transition to unconditional approval. This phase is personalized, as every mortgage has its unique narrative, complete with necessary documentation and the potential for a home inspection.
Step 6: The Final Countdown
Utility Setup and Legal Prep
As your move-in day approaches, organizing utilities and mail forwarding is crucial. Simultaneously, selecting a seasoned real estate lawyer, possibly recommended by your iSask team, ensures a smooth closing. They handle the financial intricacies, from down payments to title transfers, with expertise.
Step 7: Welcome Home
Possession Day
The moment has arrived. Test Realtor, in sync with iSask Mortgage Brokers' groundwork, will hand over the keys to your new kingdom. It’s more than a transaction; it’s the beginning of a new chapter, celebrated with a final walkthrough to ensure everything is as perfect as you dreamed.
By integrating your trusted home buying team into every phase, from pre-approval to possession, you're not just buying a house; you're crafting a future with trusted experts illuminating the path to your dream home.
By integrating your trusted home buying team into every phase, from pre-approval to possession, you're not just buying a house; you're crafting a future with trusted experts illuminating the path to your dream home.
Mortgage
Calculator
You can get a rough idea of what your mortgage payments will look like by using this calculator.
Get Your Free
Home Buyers' Guide
We created this guide to simplify the home buying process. All the info contained in the guide is specifically tailored to be relevant to buying a home in Saskatchewan. Here's a sneak peek of what you'll find:
- A self assessment to help you determine if you are ready to purchase your home
- Things to consider before purchasing your home
- Financial exercises to determine your net worth
- Monthly budget worksheet
- Gross debts services ratio worksheet to determine how much you can affordÂ
- What steps you need to take to get pre-approved for a mortgage
- A list of costs you need to consider when purchasing a home
I'm In! Let's See The Guide!
Frequently Asked Questions
You'e got questions about the home buying process, and we've got answers.
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All the Lorem Ipsum generators on the Internet tend to repeat predefined chunks as necessary, making this the first true generator on the Internet. It uses a dictionary of over 200 Latin words, combined with a handful of model sentence structures, to generate Lorem Ipsum which looks reasonable.
All the Lorem Ipsum generators on the Internet tend to repeat predefined chunks as necessary, making this the first true generator on the Internet. It uses a dictionary of over 200 Latin words, combined with a handful of model sentence structures, to generate Lorem Ipsum which looks reasonable.
There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don't look even slightly believable. If you are going to use a passage of Lorem Ipsum, you need to be sure there isn't anything embarrassing hidden in the middle of text. All the Lorem Ipsum generators on the Internet tend to repeat predefined chunks as necessary, making this the first true generator on the Internet. It uses a dictionary of over 200 Latin words, combined with a handful of model sentence structures, to generate Lorem Ipsum which looks reasonable.
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