Mortgage Rates
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A snapshot of our latest Vibe Mortgage Discounted Mortgage Rates. Rates are subject to certain terms and conditions and may change at any time without notice. O.A.C.
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Term
Our Discounted Rate
CANADA’S QUALIFYING
2% above contracted rate or 5.25% whichever is greater
OPEN HOME CREDIT LINE
4.95%
CLOSED VARIABLE 5 year (Insured)
3.70%
1 YR. FIXED
4.84%
2 YR. FIXED
4.34%
3 YR. FIXED
3.89%
4 YR. FIXED
4.19%
5 YR. FIXED (Insured)
3.99%
5 YR. (20%-35% down)
4.14%-3.99%
7 YR. FIXED
5.05%
10 YR FIXED
5.24%
Mortgage Rates Updated on November 12, 2025
