Blog - iSask Mortgage Brokers

How Mortgage Amortization Extensions Could Help Affordability

By Scott Tremblay on February 13, 2025

Extended mortgage amortizations are a potential solution for providing some relief by increasing the amount of time to pay down the full amount of the mortgage.

How Government Bond Yields Impact Mortgage Rates

By Scott Tremblay on December 19, 2024

Mortgage rates are a key factor in the cost of homeownership, and they don’t move randomly. A major influence comes from Canadian bond yields, which determine how fixed rates rise or fall. For homeowners or potential buyers, understanding this connection is essential for making smart financial decisions. Understanding the Link Lenders closely monitor the bond […]

Timing the Refinancing of a Mortgage: Key Considerations

By Scott Tremblay on November 27, 2024

Refinancing a mortgage can be a powerful tool for homeowners seeking to lower monthly payments, access home equity, or adjust the loan terms to better suit their financial goals. But deciding when to refinance—and whether it’s the right choice—requires careful consideration. Here are some key considerations to keep in mind. What is Mortgage Refinancing? Mortgage […]

The Impact of Population Growth on Saskatoon’s Housing Market: What Buyers Should Know

By Scott Tremblay on September 19, 2024

Saskatoon is one of Canada’s fastest-growing cities, drawing people in with its vibrant culture, growing economy and family-friendly feel. With a population growth of 1.46-1.85% each year, the city is on a steady growth trajectory. This growth is putting more demand on the housing market, presenting both opportunities and challenges for potential buyers.

Unlocking Value: Purchasing a Home with a Rental Suite

By Scott Tremblay on August 19, 2024

In Saskatchewan’s real estate market, homes with rental suites offer unique opportunities for buyers. These revenue-generating units, often called basement or secondary suites, offer significant advantages for long-term investment potential and financial viability, especially as housing costs continue to rise.

Understanding the Difference Between the FHSA and HBP for First-Time Home Buyers in Saskatchewan

By Scott Tremblay on June 28, 2024

First-time home buyers in Canada have two separate tax-exempt accounts they can choose from to help them save for a down payment on their home purchase. It is important to understand each of these financial tools independently and how they can work together to assist in purchasing a home.

Navigating a Mortgage Refinance to Reduce Overall Debt and Improve Cash Flow in 2024

By Scott Tremblay on June 11, 2024

Mortgage refinancing may be a strategic solution to the financial struggles Canadians are facing by lowering the overall monthly payment commitments and improving cash flow.

New 2024 Federal Budget Initiatives Poised to Help First Time Home Buyers

By Scott Tremblay on May 17, 2024

Those entering the home buying market for the first time are about to see some help from Federal government initiatives. These proposed measures are meant to bolster purchasing power of first-time home buyers and make home ownership dreams more accessible.

How are Canadian Mortgage Rates Set?

By Scott Tremblay on March 26, 2024

Mortgage rates in Canada can seem complicated and mysterious to many potential homeowners, but they are determined by a series of understandable and predictable factors. Let’s breakdown some of the factors to offer more clarity and insight into this important aspect of the home buying process:

Understanding How Credit Scores Can Impact Lending & Mortgages in Canada

By Scott Tremblay on February 21, 2024

One of the biggest influences in the journey to homeownership is the credit score. Let's learn about how.

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iSask Mortgage Brokers
517 4th Avenue North
Saskatoon, Saskatchewan
S7K 2M5

iSask Mortgage Brokers
517 4th Avenue North
Saskatoon, Saskatchewan
S7K 2M5

information@isaskmortgage.ca