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Note: you can copy and paste interest rates from this table into the mortgage calculator.
Term
Our Discounted Rate
CANADA’S QUALIFYING
2% above contracted rate or 5.25% whichever is greater
OPEN HOME CREDIT LINE
5.70%
CLOSED VARIABLE 5 year (Insured)
4.30% - 4.40%
1 YR. FIXED
5.84%
2 YR. FIXED
4.34%
3 YR. FIXED (insured. lower rate >$400,000)
4.04% - 4.19%
4 YR. FIXED
4.39%
5 YR. FIXED (Insured)
4.19% - 4.29%
5 YR. (20%-35% down)
4.44%-4.39%
7 YR. FIXED
5.35%
10 YR FIXED
5.75%
Mortgage Rates Updated on February 5, 2025
A note from Scott Tremblay
Mortgage rates don't tell the whole story of whether or not a home is affordable given your own unique financial situation.
Working with a mortgage broker will ensure that you understand all of the lending options that are available to you. We'll help you find a solution that suits your budget, and we'll help you fully unpack everything that's involved in making a smart decision before committing to anything.
Let's talk mortgage rates. Drop me a line.
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