Mortgage Rates

A snapshot of our latest Vibe Mortgage Discounted Mortgage Rates. Rates are subject to certain terms and conditions and may change at any time without notice. O.A.C.

A professional mortgage broker will always help you get the best rate. Contact us today to talk about how.

Term

Our Discounted Rate

CANADA’S QUALIFYING

2% above contracted rate or 5.25% whichever is greater

OPEN HOME CREDIT LINE

4.95%

CLOSED VARIABLE 5 year (Insured)

3.60%

1 YR. FIXED

4.54%

2 YR. FIXED

3.94%

3 YR. FIXED

3.94%

4 YR. FIXED

4.14%

5 YR. FIXED (Insured)

4.14%

5 YR. (20%-35% down)

4.44%-4.14%

7 YR. FIXED

4.90%

10 YR FIXED

5.34%

Mortgage Rates Updated on July 14, 2026

A note from Scott & Steve

Mortgage rates don't tell the whole story of whether or not a home is affordable given your own unique financial situation.

Working with a mortgage broker will ensure that you understand all of the lending options that are available to you. We'll help you find a solution that suits your budget, and we'll help you fully unpack everything that's involved in making a smart decision before committing to anything.