When it comes time to buy a house, there are a lot of questions that we start to ask. One of the first, when you begin negotiating your mortgage, is about the term. What is a mortgage term? Why is it important? And, more important still, how do you pick the right one?

Looking at buying a new home, or your first home? There may be some programs, grants or incentives you should know about. Here are a few currently available options and what they might mean for you. First-Time Home Buyers Incentive This is an incentive program specifically for first-time home buyers who have the minimum down […]

Once you have figured out the home price range you can afford and the type of mortgage you qualify for, you will need to calculate the associated costs of the transaction to make sure you are financially ready. Here is a list of some UPFRONT COSTS to plan for: Mortgage Loan Insurance Premium. Mortgage Loan […]