You may be wondering, how much should I be saving for a down payment? The answer depends on a number of factors such as home value, mortgage type and lender.

If you are in the market to buy a house, the first step you should consider, before walking through any homes, is to speak with a mortgage broker about a pre-approval. This is not a commitment to a lender, mortgage broker or realtor, but a step that allows you to understand what you should be […]

Once you have figured out the home price range you can afford and the type of mortgage you qualify for, you will need to calculate the associated costs of the transaction to make sure you are financially ready. Here is a list of some UPFRONT COSTS to plan for: Mortgage Loan Insurance Premium. Mortgage Loan […]