Once you have figured out the home price range you can afford and the type of mortgage you qualify for, you will need to calculate the associated costs of the transaction to make sure you are financially ready. Here is a list of some UPFRONT COSTS to plan for: Mortgage Loan Insurance Premium. Mortgage Loan […]

What is a stress test? Will this affect my mortgage? These are probably some of the questions you might have right now! The mortgage stress test requires lenders to check that you can still make their payment at a rate that's higher than they actually pay - HUH? Here's how it works. ... This means […]

One of our collective passion points at Vibe Mortgage is to make sure that we stay on the top of our game and ahead of the curve when working to find the ideal mortgage rate or mortgage refinancing solution for our clients.

We want to take advantage of the best tools and services at our fingertips, and it's always reassuring to get positive feedback about when we're putting those utilities to good use to do the best job possible.

By now you have no doubt heard about Canada’s new First Time Home Buyers Incentive.

But what is it? How does it work? What are the pros and cons? And what’s the deal with the “shared equity” system?

By now you have no doubt heard about Canada’s new First Time Home Buyers Incentive.

But what is it? How does it work? What are the pros and cons? And what’s the deal with the “shared equity” system?

By now you have no doubt heard about Canada’s new First Time Home Buyers Incentive.

But what is it? How does it work? What are the pros and cons? And what’s the deal with the “shared equity” system?

Almost everyone uses credit and having a good credit score is crucial to save money, increase the likelihood to be approved for loans and is key to financial success. Below, we go through what credit is and how your actions affect your credit score. With a knowledge on how to impact your credit score, you can ensure that you have a healthy credit score.

By now you have no doubt heard about Canada’s new First Time Home Buyers Incentive.

But what is it? How does it work? What are the pros and cons? And what’s the deal with the “shared equity” system?

By now you have no doubt heard about Canada’s new First Time Home Buyers Incentive.

But what is it? How does it work? What are the pros and cons? And what’s the deal with the “shared equity” system?

I want to show you a simple comparison on money spent on rent vs. money spent on buying a home. The number’s I’ve used below are just estimates, but they will help illustrate an important point that most first time home buyers need to consider when looking for their first home in Saskatoon. Let’s paint […]